Currently Not Collectible (CNC) IRS Status Help in Orange County

irs Tax relief Solutions

Can’t Afford to Pay the IRS? You May Qualify for Hardship Status

If you’re overwhelmed by IRS tax debt but truly can’t afford to pay — not even in monthly payments — the IRS may agree to leave you alone for now. This status is called Currently Not Collectible (CNC), and it can be a lifeline for taxpayers facing financial hardship. At Boulanger CPA and Consulting PC, we help Orange County residents request CNC status properly and get the relief they need.

What Is Currently Not Collectible (CNC) Status?

CNC is an official IRS designation that temporarily stops all collection activity against you — including:


  • Wage garnishments
  • Bank levies
  • IRS collection letters
  • Referral to private collection agencies


It doesn’t erase your debt, but it puts a hold on enforcement, buys you breathing room, and protects your limited income.

Who Qualifies for IRS CNC Status?

To qualify, the IRS must determine that:


  • You do not have enough income to make monthly payments, and
  • Your basic living expenses exceed your disposable income


Common qualifying situations include:


  • Retirees on fixed income
  • Single parents supporting children
  • Self-employed individuals with erratic income
  • Anyone whose basic living expenses exceed monthly income

How We Help Orange County Taxpayers Get CNC Status

  1. Transcript & Notice Review — We pull your IRS records and determine if CNC is a viable strategy.
  2. Financial Statement Prep — We complete Form 433-F or 433-A, documenting your income, expenses, and hardship factors.
  3. IRS Communication — We present your case and documentation to IRS collections, requesting non-collectible status.
  4. Ongoing Support — We ensure future returns are filed and help maintain your status as needed.


What Happens After You’re Placed in CNC Status?

  • IRS stops collections (wage levies, bank levies, letters)
  • You may still accrue penalties and interest (but no enforcement)
  • The 10-year collection statute continues running
  • You must stay in compliance (e.g., file future returns on time)


In many cases, CNC status lasts for years — or until the IRS’s collection statute expires.



Let’s Stop the IRS — So You Can Breathe Again

You don’t have to face collection letters, levies, or financial fear every day. We help clients across Orange County get relief and reclaim their peace of mind.


Schedule your confidential CNC strategy review today.



[Book Your Consultation] [Call 657-218-5700] [Email marc@boulangercpa.com]

FREQUENTLY ASKED QUESTIONS

  • Is CNC status permanent?

    No. The IRS can revisit your financials in the future, especially if your income improves.



  • Does CNC eliminate my tax debt?

    No — but it prevents collections. You may qualify for Offer in Compromise later.

  • Will I still get IRS letters?

    You may still receive annual balance notices, but no collection threats.

  • Will the IRS take my refund?

    Yes. While in CNC, the IRS will keep any refund and apply it to your balance.